Paycheck Savings Tracker

What this means

Bill set-aside is money you reserve so bills are covered.

Flex set-aside is your no-spend dip-into money for makeup replenishing or unexpected items.

Savings target is the extra money you actually move into savings after those buckets.

Open this when you get paid. Check off each bucket after you move or reserve the money.

Weekly items are split into 4 payments. Monthly items stay once per month. Adjust amounts anytime.

Allowed exceptions are still okay. Use the flex allowance for replenishing or unexpected items.

These values affect the checklist and projected balances.

Original savings

May savings

May exceptions: passport + Michaels

Monthly no-spend flex allowance

Monthly bills total

Vacation total June-August

How the starting savings number is calculated

Original savings $7,600 + May savings $200 - May exceptions $140 = $7,660 starting savings after May expenses.